A democrat and a republican were in the Bahamas scuba diving.

Lying on the beach, the republican says "ah, this is the life"

"Yeah" says the democrat, "and it wouldn't have happened except for the
fire.  My house burned down, and I lost everything.  But the insurance
covered all my losses and I had enough left over to come here while my
house is being built"

"What a coincidence" says the republican "I'm here because I lost my
house in a flood, and everything was covered, with enough left over for
THIS trip.  I'll be here till my house is finished"

The democrat looks puzzled and pounderous for about an hour.  Not being
able to take it anymore, he asks the republican

"How the heck do you start a flood?"